Frequently Asked Questions
If I have more than 1 job, do I have to join the scheme for all jobs?
No, you can opt out of the scheme for some or all of your different jobs. However, you may wish to consider seeking independent financial advice before opting out of the LGPS.
- What will happen to my pension benefits under the new scheme?
- Why are changes being made to the LGPS?
- Do I need to do anything on 1st April?
- How do I join the pension scheme?
- What will I pay?
- Can I increase my benefits?
- What happens if my original contract is less than 3 months but is extended to 3 months or more?
- What about buying added years?
- How does my Continuous Service date effect my Pension?
- I have heard that the ill-health retirement benefits are changing
- I have heard that the death in service benefit is increasing
- I have heard that co-habiting partners are entitled to benefits
- What should I do if I do not think the contribution rate I am paying is correct?
- When will I know what contribution rate I will pay?
- If I have more than 1 job, do I have to join the scheme for all jobs?
- I have more than 1 job. What rate will I pay?
- I work term time only, how will you determine my contribution rate?
- I work on a variable time contract, how will you determine my contribution rate?
- I am currently paying the protected 5% contribution rate. What will I pay from April?
- What is pensionable pay?
- What happens if my pay changes during the year?
- I have heard the 85 year rule is going
