Opting Out

You may elect to opt-out of the LGPS at any time. If you have at least 3 months of scheme membership or you have transferred former pension rights into the LGPS, you will be entitled to scheme benefits and will not be able to have a refund of the contributions you have paid. If you have less than 3 months scheme membership and have not transferred former pension rights into the LGPS, you will be entitled to a refund of the contributions you have paid.

You are allowed to opt back into the LGPS in the future so long as you remain in eligible local government employment.

Please note, you may wish to obtain independent financial advice before you make a decision to opt-out of the LGPS.

To opt-out of the LGPS please complete the attached form and return to your Payroll Department who will cease contributions from the next available date. If you would prefer to have a copy of this form forwarded to your home address please contact us on 0845 6027237.

Opt-Out form (less than 3 months membership) - 31.3KB

Opt-Out form (more than 3 months membership) - 42.6KB